Whatever it is, the way you tell your story online can make all the difference.

Before we dive into removing negative items and boosting your score, it's important to understand the fundamentals of credit and get properly organized for the journey ahead. This chapter lays the groundwork for everything you’ll do in this course—whether you're fixing your own credit or learning how to help others.

🎯 What You’ll Learn in This Chapter:

  • What credit really is and how it works

  • Why credit scores matter and what impacts them

  • The 5 key factors that determine your FICO score

  • The difference between the three major credit bureaus

  • How to pull and analyze your credit reports for free

  • How to set up your Credit Repair Tracker & Binder (digital or physical)

  • Add a short summary or a list of helpful resources here.